Community Reinvestment Act

Community Reinvestment Act Notice

The Federal Community Reinvestment Act (CRA) requires the Comptroller of the Currency to evaluate our performance in helping to meet the credit needs of our community and take this evaluation into account when the Comptroller decides on certain applications submitted by us.  Your involvement is encouraged.

You should know that:

  • You may obtain our current CRA statement for this community in this office.

  • You may send signed written comments about our CRA statement or our performance in helping to meet community credit needs to:

Timothy R. Spoeneman
Chief Executive Officer
The First National Bank of Bancroft
301 Main St.,  P.O. Box 159
Bancroft, NE 68004

And to:

Deputy Comptroller
Office of the Comptroller of the Currency
1225 17thSt., Suite 300
Denver CO  80202

Your letter, together with any response by us, may be made public.

  • You may look at a file of all signed, written comments received by us within the past two years, any responses we made to the comments, and all CRA statements in effect during the past two years at our office located at 301 Main St.,  P.O. Box 159, Bancroft, NE 68004.

  • You may ask to look at any comments received by the Deputy Comptroller. 

  • You may also request from the Deputy Comptroller an announcement of applications covered by the CRA filed with the Comptroller.

  • You may obtain the public section of our most recent CRA Performance Evaluation, which was prepared by the Office of the Comptroller of the Currency at the Office of the Comptroller of the Currency, 1225 17th St., Suite 300, Denver, CO 80202.

 

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