Privacy Policy


 

First National Bank of Bancroft
Privacy Policy

At the First National Bank of Bancroft, we value each and every customer relationship. Customers have entrusted us not only with their finances, but also with their personal information. To protect and maintain this relationship, we’ve enacted a set of seven privacy principles to maintain the confidentiality of the information they have shared with us. These principles will be upheld for current customers and also former customers of our Bank.

This is our policy:

1. Recognition of a Customer’s Expectation of Privacy
We recognize and respect the privacy expectations of our customers. We will maintain standards to ensure that their information is private and secure at all times.

2. Use, Collection and Retention of Customer Information
We will collect, retain and use information about our customers only where the institution reasonably believes it would be useful (and allowed by law) to administering our Bank’s business, to provide superior service and to offer products, services and other opportunities to our customers.

3. Maintenance of Accurate Information
We have established procedures so that a customer’s financial information is accurate, current and complete in accordance with reasonable commercial standards. We will also respond to requests to correct inaccurate information in a timely manner.

4. Limiting Employee Access to Information
We will limit employee access to personally identifiable information to those with a business reason for knowing such information. We will also educate our employees so that they will understand the importance of confidentiality and customer privacy. We will also take appropriate disciplinary measures to enforce employee privacy responsibilities.

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5. Protection of Information via Established Security Procedures
We will maintain appropriate security standards and procedures regarding unauthorized access to customer information.

6. Restrictions on the Disclosure of Account Information
We will not reveal specific information about customer accounts or other personally identifiable data to affiliated or unaffiliated third parties for their independent use except for the exchange of information with reputable information reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide corporate due diligence, unless:

  1. the information is provided to help complete a customer-initiated transaction;
  2. the customer requests it;
  3. the disclosure is required by/or allowed by law (e.g., subpoena, investigation of fraudulent activity, etc.)
  4. the customer has been informed about the possibility of disclosure for marketing or similar purposes through a prior communication and is given the opportunity to decline (i.e., “opt out”).

7. Maintaining Customer Privacy in Business Relationships with Third Parties
If personally identifiable customer information is provided to a third party, we will insist that the third party adhere to similar privacy principles that provide for keeping such information confidential.



We want our customers to understand our commitment to privacy in our use of customer information. Customers who have any questions about these privacy principles or have a question about the privacy of their customer information should contact us at the Bank or call us at 402-648-3361.
 

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